My wife and I went to Dave Ramsey's Total Money Makeover in Grand Rapids a couple weeks ago. It was a great five hour affair, which I highly recommend. If you ever are given the opportunity to go -- GO!
Dave really challenged us and our beliefs about how money should be spent in order to get out of debt. We don't have a lot of debt, however we have one student loan. We have this incredible sense (which Dave talks about) of attacking the student loan with everything we've got until it's gone. This isn't an easy thing to do, but we're going to do it! We received our refund check from Uncle Sam and the whole amount minus a couple expenses went to the loan. It was incredibly painful to put thousands of dollars toward the loan but I know and I believe we are on the right path towards financial freedom.
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